Worried about your job due to AI? Here are top tips to future-proof your finance career
By Pratham Barot, CEO & Co-Founder of Zell Education
With the rapid rise of artificial intelligence (AI), many professionals are increasingly questioning the future of their careers including the coveted finance roles. AI systems are automating tasks once considered the core of many finance roles, such as data analysis, risk assessments, and even investment advice. While this shift may seem unsettling, AI isn’t just eliminating jobs, it’s transforming them. The real challenge lies in staying ahead of the curve, recognising which skills will remain valuable, and understanding how AI can be integrated into your day-to-day work. Instead of resisting change, finance professionals must adapt, upskill, and embrace AI as a tool for enhancing productivity and decision-making.
A report from the International Monetary Fund shows that around 40% of jobs worldwide are at risk due to AI, rising to 60% in advanced economies. According to McKinsey’s report, close to 25% of the tasks that people in the U.S. and Europe are currently doing can be automated within a few years, hence probably accelerating the displacement of middle-class jobs and people that undertake knowledge-based tasks including accounting and finance. While these statistics may seem alarming, they don’t signal the end of finance careers. AI will likely automate tasks such as data entry, basic auditing, and report generation. However, it will complement human skills in areas like financial strategy, risk management, and critical thinking where finance professionals excel. Recognizing this shift and adjusting accordingly is key to staying relevant.
Upskill with certifications
Continuous learning is crucial to future-proof your career. Earning certifications like the Chartered Financial Analyst (CFA), Certified Management Accountant (CMA US), Association of Chartered Certified Accountants (ACCA), or Financial Risk Manager (FRM) can sharpen your expertise and open doors to higher-level roles that require human judgment and advanced financial insight. These certifications focus on decision-making and complex financial processes – some areas where AI cannot fully replace human input.
Additionally, developing AI-related skills can boost your career. Understanding AI’s role in data analysis, fraud detection, and financial forecasting allows you to work alongside technology rather than fear it. Today many leading platforms offer courses tailored to finance professionals keen on gaining AI competencies.
Focus on human-centric skills
As finance roles evolve, human-centric skills like critical thinking, leadership, creativity, and emotional intelligence will become more valuable. These skills are difficult for AI to replicate, making them essential for career longevity. In roles such as wealth management, corporate finance, and M&A, your ability to combine financial knowledge with interpersonal skills will set you apart. AI may assist in processing large datasets, but it still requires human oversight to make informed, strategic decisions. Building expertise in risk management or client relations ensures you stay in demand, even in an AI-driven future.
Stay adaptable and embrace AI
Like any other industry, finance industry too is being reshaped by AI, but this disruption is filled with opportunities. Focus on gaining relevant certifications like CFA or ACCA, upskill in AI-driven tools, and sharpen human-centric skills like leadership and critical thinking. These steps will future-proof your career. Stop seeing AI as a threat. Use it to your advantage. Automate repetitive tasks, boost your productivity, and concentrate on areas requiring human judgment and creativity. Adapt quickly, stay informed, and continually upgrade your skills. Success in the finance sector now hinges on your ability to evolve.
Seize the change, and make AI work for you.
